Every time we are all a little more aware of what it means to accept an inheritance because, with the possible benefits that we can obtain from the deceased, we are also accepting any burden or debt that it has. That has caused hundreds of inheritances to remain in the air each year, that is, we renounce them and, therefore, it is the State that keeps those benefits (unless a second successor wants to take charge of everything).
All at some point in our daily lives, whether in a conversation between friends, family or in the media, we have heard the words clause soil. But do we really know what it is about or what is behind it? By floor clause, it is understood the minimum interest that the variable interest rate that a consumer or a bank client pays for the mortgage loan contracted with a bank. According to studies conducted a third of the mortgages contracted in Spain included this clause between the agreed conditions. If you have problems with this, you can go to the specialists of the law firm Duran and Duran.
Here is a case that could happen to any of us. You imagine that you are paying a mortgage on your home and suddenly you suffer an accident or an illness that leaves you with a total permanent disability. Could it be canceled? Would the bank have anything to say? Can you ask for all the information to carry out the management?
When we talk about mortgages we always come to the head houses. But it is not always so, then I’m going to tell you my love-hate relationship with mortgages, but in this case, one that I requested to set up my own business.